This Privacy Policy explains how Giuseppe Lisanti (“we”, “us”) handles information in the Time to Payday app (the “App”).
1. Summary
The App is designed to work offline-first. Your payday settings, expenses, and budget figures are stored on your device (and, where used, shared with your Widget via App Group). We do not operate a bank connection and we do not sell your personal data.
2. Data you enter
You may enter information such as net pay amounts, pay cycle preferences, fixed expenses, other expenses, currency preference, and optional savings-recap inputs. This data stays on your device unless you back up your device through Apple (e.g. iCloud Backup) according to your Apple settings.
3. Purchases and entitlements
If you buy a subscription or lifetime unlock, purchase processing is handled by Apple. We use RevenueCat to manage entitlements (for example, whether “pro” is active). RevenueCat and Apple may process purchase identifiers and subscription status as described in their own privacy policies. We do not receive your full payment card details.
4. Advertising (free tier)
If you use the free tier, the App may show ads via Google AdMob (and related Google Mobile Ads / User Messaging Platform tools). These services may collect device identifiers (such as advertising ID), coarse location or IP-derived region, and interaction data to serve and measure ads, subject to your consent choices where required (e.g. GDPR/EEA/UK). Pro users who have an active entitlement do not see these banners.
5. Analytics and diagnostics
We may use Firebase / Google services (for example Crashlytics, Analytics, or Remote Config) to improve stability and configure features. These services may collect app version, device model, crash logs, and similar diagnostics. Where consent is required, we request it before enabling ads-related processing.
6. Legal bases (EEA/UK)
Where GDPR/UK GDPR applies, we process data based on: performance of the App you requested (device storage of your inputs); legitimate interests (security, crash diagnosis); and consent (personalized ads / tracking where required). You may withdraw consent from system settings or in-app privacy options where available.
7. Retention
Data you enter remains on your device until you delete it or uninstall the App (subject to device backups). Purchase and ad/analytics records held by Apple, RevenueCat, or Google follow those providers’ retention policies.
8. Children
The App is not directed to children under 13 (or the minimum age required in your country). We do not knowingly collect personal data from children.
9. Your rights
Depending on your location, you may have rights to access, correct, delete, or restrict processing of personal data, and to lodge a complaint with a supervisory authority. For device-stored data, you can edit or clear it in the App or by deleting the App. For requests related to purchase or ads partners, contact us and we will help route the request.
10. International transfers
Apple, Google, and RevenueCat may process data in the United States or other countries. Where required, appropriate safeguards are applied by those providers.
11. Changes
We may update this Policy from time to time. The “Last updated” date will change when we do.
12. Contact
Privacy requests: support.timetoapps@gmail.com
Developer: Giuseppe Lisanti · Bundle ID: com.giuseppelisanti.TimeToPayday